Understanding IVF within Surrogacy In vitro fertilization (IVF) is integral to surrogacy. It involves using VF to retrieve eggs, either from the intended parent or a donor, to create embryos. This process necessitates the expertise of IVF professionals and incurs associated costs for medications and clinical procedures.
If using your own biological materials, some insurance policies may cover the IVF process. If not covered, these expenses must be paid out-of-pocket to the IVF clinic, separate from the surrogacy fees paid to Donor Exchanges Surrogacy.
Intended parents bear all IVF-related costs for their gestational carrier or egg donor. This includes all medical expenses paid directly to the clinic.
Costs such as your surrogate's travel and local monitoring are included in the fees paid to your surrogacy agency.
IVF costs, which vary by clinic, are a crucial part of the total expenses for a surrogacy journey. These costs are paid directly to the fertility clinic, and it is recommended to discuss specific fees directly with your clinic.
If you have not yet chosen a clinic, Donor Exchanges can assist in selecting one that meets your needs, leveraging our partnerships with reputable clinics across the U.S. Whether you have a clinic in mind or need introductions, we are prepared to support your choice.
Comprehensive insurance for your surrogate is mandatory throughout the surrogacy journey. Donor Exchanges will guide you in ensuring your surrogate has adequate insurance coverage for the duration of her pregnancy.
Maternity
Insurance Denial (in case the surrogate's plan Ganies coverage)
Life Insurance
After the baby is born, it is the responsibility of the new parents to secure insurance coverage for the newborn. In the U.S., this can typically be added to the existing health insurance policy as a "life event." For international parents, Donor Exchanges can provide details on obtaining appropriate newborn coverage.
Donor Exchanges' all-inclusive cost program includes fixed insurance fees of $22,500 to help manage expenses, covering:
Copayments and Deductibles
Complications Insurance
Life Insurance
Insurance Defense
Insurance Denials
Donor Exchanges' in-house specialists assist in setting up these policies, ensuring comprehensive coverage throughout the surrogacy journey. Our experience allows us to effectively manage surrogates with existing maternity coverage suitable for surrogacy, and we facilitate high-quality, surrogaoy-specific policies when additional coverage is needed.
Through meticulous planning and support, Donor Exchanges aims to streamline the IVF and insurance aspects of surrogacy, providing security and clarity for intended parents and surrogates alike.
